New York Car Insurance

Mandatory Provisions of New York Auto Insurance Laws

New York auto insurance laws are strict and you must carry sufficient insurance protection for getting registration plates for your car. According to New York auto insurance laws, you must have minimum liability protection, Personal Injury Protection (PIP) and coverage against uninsured and underinsured motorists.

New York auto insurance laws stipulate that you must carry minimum liability coverage of 25/50/10. This refers to liability protection insurance of $25,000 for bodily injury of one other person (third party) in an accident, $50,000 for all other persons injured in an accident and $10,000 for property damages. These are minimum stipulated limits. However, the auto insurance experts recommend that you should purchase liability protection of a higher amount to safeguard yourself financially in case of severe accidents.

New York auto insurance regulations also have a mandatory requirement for Personal Injury Protection. This is an insurance protection for medical expenses and loss of wages for you, any other passenger in your car or pedestrians injured in an accident involving your car. New York has No-Fault rule in force. You can get prompt payment regardless of whose fault it is. You should also get protection against uninsured and underinsured motorists to cover the expenses in case you meet with an accident involving a motorist who is inadequately insured.

Save Money on New York Auto Insurance

New York Auto insurance is a significant annual cost. You must be careful in selection of auto insurance and do comparison-shopping to evaluate and compare the offers by different companies. However, the comparison of insurance premium is a complicated affair due to multiple options available multiple variable responsible for deciding insurance rates. We have simplified this task for you. Simply fill this online form to get free quotes from leading insurance companies. After getting the quotes, you can compare the options and select a cost-effective insurance policy for your car.

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